Your money, finally clear

Start using Moniger to gain more clarity, control, and progress with your money — all from one beautifully simple app.

Get it on Google PlayDownload on the App Store
Scan to download immediately
Moniger app home screen on a phone

Start using Moniger to gain more clarity, control, and progress with your money.

Most people manage money reactively — checking balances after the fact, guessing at budgets, saving inconsistently. Moniger gives you the structure, visibility, and personalized support to get ahead of it instead.

Moniger

See what's waiting for you

A quick look at what using Moniger actually feels like every day.

Connected Visibility

See all your accounts, spending patterns, and money movement in one clear view. No more guessing where it went.

Connected accounts and transactions

Goals & Savings

Create savings goals for anything — travel, emergency fund, a new purchase — and track every naira of progress toward them.

Savings goals overview

Global Stocks

Buy fractional shares in top US companies directly from the app. Start building long-term wealth from wherever you are.

US stocks portfolio
Budget breakdown

Smarter Budgeting

Set category budgets, track progress in real time, and build financial habits that stick — with alerts before you overspend.

Global Stocks

Buy fractional shares in top US companies directly from the app. Start building long-term wealth from wherever you are.

US stocks portfolio

Moniscore

See a single score that reflects how well you're managing your money — and understand exactly what's moving it up or down.

MoniScore gauge

Split Bills

Handle shared expenses without the awkwardness — split costs with friends and family and keep everyone settled up.

Split bills list

More

Pay recurring bills on time, split shared expenses without the awkwardness, and spend locally or internationally with NGN and USD virtual cards.

NGN and USD virtual cardsBill payment options

Available now, free to download

Get it on Google PlayDownload on the App Store

Trusted by thousands of users

Built with security, transparency, and your financial wellbeing at the centre.

5,000+
Active Users
₦2M+
Transaction Volume Tracked Monthly
star4.8
App Store Rating
256-bit
Encryption Standard

Accelerator programs, partners, and regulators in our ecosystem

“It's a good fintech start-up. You don't have to be afraid of fraud. I've been using it for over a year now.”

★★★★★
Hamzat A.
Hamzat A.Moniger User

“It's fast, and it helps someone who wants to be on a budget. I love the dashboard, the linking feature, and how fast transactions go through.”

★★★★★
Ayotunde I.
Ayotunde I.Moniger User

“There's been no flop. It helps transfer money swiftly. The budget feature especially helps manage your spending.”

★★★★★
Deborah O.
Deborah O.Moniger User

“It's seamless. I had a problem once but it was resolved fast. I love the categorization and expense-tracking features, plus the virtual card.”

★★★★★
Efemeona E.
Efemeona E.Moniger User

“Moniger makes it easy to move money and helps me categorize exactly what I'm sending money out for.”

★★★★
II
Issa I.Moniger User

“It's a good fintech start-up. You don't have to be afraid of fraud. I've been using it for over a year now.”

★★★★★
Hamzat A.
Hamzat A.Moniger User

“It's fast, and it helps someone who wants to be on a budget. I love the dashboard, the linking feature, and how fast transactions go through.”

★★★★★
Ayotunde I.
Ayotunde I.Moniger User

“There's been no flop. It helps transfer money swiftly. The budget feature especially helps manage your spending.”

★★★★★
Deborah O.
Deborah O.Moniger User

“It's seamless. I had a problem once but it was resolved fast. I love the categorization and expense-tracking features, plus the virtual card.”

★★★★★
Efemeona E.
Efemeona E.Moniger User

“Moniger makes it easy to move money and helps me categorize exactly what I'm sending money out for.”

★★★★
II
Issa I.Moniger User

“It's a good fintech start-up. You don't have to be afraid of fraud. I've been using it for over a year now.”

★★★★★
Hamzat A.
Hamzat A.Moniger User

“It's fast, and it helps someone who wants to be on a budget. I love the dashboard, the linking feature, and how fast transactions go through.”

★★★★★
Ayotunde I.
Ayotunde I.Moniger User

“There's been no flop. It helps transfer money swiftly. The budget feature especially helps manage your spending.”

★★★★★
Deborah O.
Deborah O.Moniger User

“It's seamless. I had a problem once but it was resolved fast. I love the categorization and expense-tracking features, plus the virtual card.”

★★★★★
Efemeona E.
Efemeona E.Moniger User

“Moniger makes it easy to move money and helps me categorize exactly what I'm sending money out for.”

★★★★
II
Issa I.Moniger User

Advanced AI features are on the way

We're building deeper personalization, smarter nudges, and proactive guidance. Join the waitlist to be the first to access them.

Start using Moniger today

Track your finances, build better habits, and get more personalized insight in one smarter experience.

Google PlayApp Store
✓ Bank-grade security✓ 256-bit encryption✓ Privacy first
Moniger app screens